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  1. Thrifty Payments
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  3. Choose the Best POS System for Your Small Business in the USA: The Complete Guide for 2025
Thrifty Payments 16th July 2025

Choose the Best POS System for Your Small Business in the USA: The Complete Guide for 2025

Opening or expanding your small business in the USA? One of the most critical decisions you'll ever make is choosing the best point-of-sale system for your small business. The ideal POS system can automate processes, enhance customer satisfaction, and boost profits. However, with numerous options available, how do you select the best Point of sale systems for small business in the USA? Let's walk through all that you should know.

What Does POS Stand For?

Let's get into the nitty-gritty after defining what POS is. POS stands for Point of Sale. It's where your customers pay for what they're buying — a retail checkout counter, restaurant bill, or service fee. A point of sale system isn't your typical cash register; it's a complete system that handles sales, inventory, customer data, and more.

Why Your Small Business Needs The Right Point of Sale System

Choosing the ideal POS for a small business isn't about buying a shiny register. It's a selection that will meet your unique requirements, budget, and long-term goals. If you're a retail boutique, restaurant, food truck, or salon, the right point of sale system solutions can:

·        Speed up checkouts

·        Manage inventory effectively

·        Track customer and sales information

·        Offer alternative payment terms

·        Integrate with accounting and marketing tools

Types Of POS Systems For Small Businesses In 2025

There are different POS systems to suit various business models. Knowledge of them can help you decide on the best POS system in the world for yourself:

Countertop Register with Cash Drawer: Ideal for restaurants and retail outlets.

Mobile POS (mPOS): Personal credit card reader in a handheld device, ideal for pop-up stores or food trucks.

Online Electronic Point of Sale System: Cloud POS for remote access, suitable for online businesses and hybrid businesses.

All-in-One Terminals: These devices combine hardware and software for an intuitive user experience, typically used in the hospitality industry.

The 7 Major Points To Be Considered While Searching For The Best POS System For Small Businesses In The USA

In comparing small business point of sale systems, balance these features:

·        Compatibility with your hardware (e.g., Square point of sale hardware)

·        Ease of use for staff

·        Effective inventory control

·        Customer relationship management (CRM)

·        Accepts various forms of payments, such as contactless and mobile payments

·        Affordable POS system monthly subscription

·        Reliable customer support

How Costly Is A POS System?

The most typical question is, How much does a POS system cost? The response ranges widely:

·        Basic POS: May be as low as $0 with free apps, but may have transaction charges.

·        Pos System Cost Per Month: $29 to $300, depending on features.

·        Pos System: Hardware expense ranges from $300 (simpler installations) to over $2,000 for complex systems.

·        Best POS for Small Business in the USA: Be ready to spend $40 to $100 per month on quality solutions.

·        Restaurant POS Systems: Typically more costly due to specialized hardware, such as POS terminals and restaurant-specific POS software.

Please note that hardware, software, transaction fees, and any additional extras determine the total cost.

Best POS System Solutions: Comparing

Square POS is typically considered the most suitable POS system for small businesses due to its simplicity and affordability. It features a square point-of-sale equipment kit, designed specifically for restaurants and retail establishments.

Best Restaurant POS Systems: These systems are specifically designed for restaurants and include features such as kitchen display systems and tableside ordering. Your restaurant POS system should consist of hardware, such as POS terminals and restaurant POS systems, that are suitable for your seating capacity.

Best USA POS System 2025: Thrifty Payments is the top POS system of the year, as recognized by reviews and awards. Its hospitality and retail solutions combined into one set it apart.

What To Keep In Mind When Choosing The Best POS System For Your Small Business

Your Business Type: Restaurant, retail, salon, or food truck? Each business type requires different features.

Hardware Compatibility: Will you need a countertop register, credit card reader, handheld unit, or POS cashier machine?

Online Presence: Would you prefer an online point-of-sale system? Some providers now offer POS online, which may be accessed remotely.

Cost of a Small Business POS System: Can You Afford the Monthly Fee? Are there hardware fees to be paid in advance?

Best Retail POS System For Small Business vs. Restaurant

Best Retail POS: Look for systems that offer stock tracking, barcode scanning, and reward programs.

Best Restaurant POS: Highlight restaurant POS systems with table management, order tracking, and kitchen display capabilities.

Best POS for Food Truck: Handheld POS systems with portable devices and speedy transaction processing.

Frequently Asked Questions

Q: What is the best POS system?

A: The best POS system will be based on your needs. For retail shops, Square POS is a popular choice. For restaurants, research specialized restaurant POS systems like Toast or TouchBIT.

Q: What is the best POS service?

A: It varies with the nature of business, but Square POS and Clover are usually ranked best for small businesses.

Q: What is the leading POS brand?

A: Square, Clover, and Toast are the best-in-class brands in terms of durability and functionality.

Q: What is the best POS system with no monthly fee?

A: There are a few free POS software programs out there, but they charge per transaction. Paid systems have more features and support.

Q: Is there a POS that does not charge fees?

A: Most POS systems have transaction fees, but others do not charge monthly fees and offer flat-rate plans.

Q: Is there a better POS than Square?

A: Yes, it just depends on what you need. For example, Thrifty Payments would be better suited for restaurants, whereas Vend suits retail perfectly.

Q: Are there monthly charges for all POS systems?

A: Most, but not all. The fees can be incorporated into free or low-fee POS apps.

Q: Which POS is budget-friendly?

A: PayPal, Zettle, or Thrifty Payments are sites that have minimal charges, which are inexpensive for small installations.

Q: Is Clover better than Square?

A: Square is simpler to use for small retail, and Clover has greater hardware choices; your choice is yours.

Q: What are the three types of POS?

A: Countertop, mobile, and all-in-one POS systems.

Q: What makes a POS distinguishable from a cash POS system?

A: POS is a general term that covers both hardware and software; a cash POS system is mainly concerned with cash transactions.

Q: How is a POS system distinguished from a merchant service?

A: POS refers to the hardware/software through which transactions are run, and merchant services are the financial services that allow payments to be processed.


Final Thoughts:

Selecting the ideal POS system for a small business in the USA involves identifying features, costs, and hardware that align with your specific needs. Whether you want or don't want an online point of sale system, a restaurant POS, or a salon point of sale, today's market offers a diverse range of point of sale system solutions. Remember that the cost of a small business POS system can vary, but it is worth investing in the right system in terms of efficiency and customer satisfaction.


Don't rush; read reviews and consider the long-term implications. If you still don't understand, look for POS system reviews for small businesses and find out which POS systems are most highly recommended by Reddit communities. The right pos system for a small business can become a game-changer.




Reach Out to Us!

Please don't hesitate to contact us if you have any questions or concerns

About Us

Thrifty Payment is a leading credit card processing and merchant service that aims to provide its clients with unmatched payment processing solutions across the U.S. Using our services has significantly changed the online business industry. Thrifty Payments has become one of the most significant business technologies that can assist any online business sufficiently. We help companies to sell their products anywhere effectively and manage their inventories. These services unleash abundant opportunities from global chains to local shops.

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Product Specifications Details

Clover Flex 3 Summary

  • ❖ Clover Flex 3 is a full-featured, handheld POS with a nearly 6” screen.
  • ❖ Wireless charging is supported by the Clover Flex Wireless Cradle and it can also be charged with a USB-C cable.
  • ❖ Flex 3 supports a WiFi and LTE connection (LAN not available).
  • ❖ The battery life supports at least 8 hours of use for a typical SMB.
  • ❖ Its features include a receipt printer, barcode scanner (camera), wireless charging cradle and a headset port. A silicone sleeve is shipped in box.
  • ❖ Its optional compatible accessories include the Flex Travel Kit and an ADA compliant PIN Entry Aid.
  • ❖ Clover Flex 3 features the new Avocado payment flow UI.
  • ❖ It is fully integrated with Clover devices but cannot be tethered to any device over a wire.
  • ❖ Clover Flex 3 is well-suited for a variety of verticals, including full-service restaurants- tableside and curbside, retail, and for merchants in the field.
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Clover Flex 3 Positioning

Clover Flex 3 is a full-functioning POS device that accepts payments, tracks sales, and helps you run your business from the palm of your hand. Its LTE connectivity sets it apart so you can serve customers where they are- at tableside, in line, or out in the field. With an all-day battery, a built-in printer, wireless charging, and a bigger screen it’s the perfect solution for the evolving needs- and speed- of your business.

Speed, Power & Flex‑ibility

  • ❖ Equipped right out of the box
  • • Start your business right away with this mobile smart POS system needing minimal setup and training.
  • ❖ Count on the cloud
  • • Travel with your business anywhere you go. All your data, all your info, always at your fingertips.
  • ❖ Find the right fit for you
  • • Customize the Flex as you see fit. Same power and versatility of our larger devices, and can be configured the way you need.
Product Specifications Details
  • ❖ Online Reporting & Mobile App - Track sales, settle payments, and get real-time insights and analytics with the Poynt HQ portal and mobile app
  • ❖ Product Catalogue - Upload your products, create modifiers, and organize them by category
  • ❖ Customer Engagement - Store purchase history, engage customers with satisfaction surveys, and respond to feedback in real-time via the Poynt HQ portal
  • ❖ Cash Transaction Entry - Track cash payments and tips on your Newland N910 to get a consolidated view of your sales and revenue
  • ❖ Capacitive Multi-Touch Screen - Streamline your check out and experience with a 5-inch merchant-facing touchscreen
  • ❖ Customizable Branding - Upload your company design to the screen and add your branding to receipts
  • ❖ Payment Flexibility - Accept all forms of payment, including, chip (EMV), swipe (magstripe), and contactless (NFC)
  • ❖ Receipt Flexibility - Let your customers choose to receive print, email, or SMS text receipts
  • ❖ Wireless Freedom - Accept payment anywhere with extended battery life and wi-fi and 4G connectivity
  • ❖ Multiple Payments - Split bills between credit, debit, and cash in just a few quick taps
  • ❖ Safe-T Security - Protect your business with an extra layer of security, including end-to-end encryption and tokenization on your Newland N910 terminal
  • ❖ Multi-Location Capabilities - Keep track of all your business locations on your Newland N910 terminal. Easily switch between multiple business accounts as needed
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Product Specifications Details
  • ❖ Online Reporting & Mobile App - Track sales, settle payments, and get real-time insights and analytics with the Poynt HQ portal and mobile app
  • ❖ Product Catalogue - Upload your products, create modifiers, and organize them by category
  • ❖ Customer Engagement - Store purchase history, engage customers with satisfaction surveys, and respond to feedback in real-time via the Poynt HQ portal
  • ❖ Cash Transaction Entry - Track cash payments and tips on your Newland N910 to get a consolidated view of your sales and revenue
  • ❖ Capacitive Multi-Touch Screen - Streamline your check out and experience with a 5-inch merchant-facing touchscreen
  • ❖ Customizable Branding - Upload your company design to the screen and add your branding to receipts
  • ❖ Payment Flexibility - Accept all forms of payment, including, chip (EMV), swipe (magstripe), and contactless (NFC)
  • ❖ Receipt Flexibility - Let your customers choose to receive print, email, or SMS text receipts
  • ❖ Wireless Freedom - Accept payment anywhere with extended battery life and wi-fi and 4G connectivity
  • ❖ Multiple Payments - Split bills between credit, debit, and cash in just a few quick taps
  • ❖ Safe-T Security - Protect your business with an extra layer of security, including end-to-end encryption and tokenization on your Newland N910 terminal
  • ❖ Multi-Location Capabilities - Keep track of all your business locations on your Newland N910 terminal. Easily switch between multiple business accounts as needed
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SpotOn Poynt is a multi-tasking machine designed to accept virtually any payment type and give you advanced marketng and loyalty features, all-in-one. It’s easy-to-use, powerful, and elegant. Best of all, it’s flexible, enabling you to do business your way.

  • ❖ Accept cards, cash, mobile pay, and gi[ cards
  • ❖ Flexible design for countertop use or wherever your customers are
  • ❖ Dual screens, one for you, one for customers
  • ❖ Full integration with Spot-On Marketing, Loyalty, and Appointments
  • ❖ Use as a full point-of-sale or a simple payment terminal

Easy-to-Use with the Power of a Full Point-of-Sale

Thanks to the powerful, intuitive design of SpotOn Poynt, you can operate it as a simple payment terminal, where you process individual transaction amounts, or you can add a full product catalog and run it as a point-of-sale device.

Optimized for Your Business

Use SpotOn Poynt in “terminal mode” to quickly run transactions if you do not require a full product catalog or if you are using SpotOn Appointments Use SpotOn Poynt in “POS mode” to add and modify hundreds of items to your product catalog Optimize your catalog with a flexible hierarchy of Catalogs, Categories, and Products Easily add Open Items during the checkout that are not included in your catalog Add custom taxes, convenience fees, and discounts Operate an optional cash drawer

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Product Specifications Details

Drive customer engagement with loyalty apps

PAX A-series payment terminals don’t just look like high-end smartphones. Their PayDroid operating system also opens the door to a whole new world of marketing & analytics apps via MAXSTORE, ranging from the management of fidelity cards, meal vouchers, Petrol applications, to table order management, ticket validation and payment of bills.

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Product Specifications Details

A complete point of sale that’s better than ever

  • ❖ Larger touch screenThe upsized 8" touch screen has plenty of room to confirm orders, complete payments, and manage everything to run your business.
  • ❖ Payments are easierCustomers can dip or tap payments front and center with a conveniently located card slot and contactless reader.
  • ❖ Receipts with optionsCustomers can get a printed receipt with the built-in printer or you can send receipts by email or text.
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Everything, at your fingertips

  • ❖ Payment options for your customersMini makes it easy for customers to pay with swipe, dip, or tap. Credit or debit. And contactless payments like Apple Pay®, Google Pay™, and PayPal/Venmo®.
  • ❖ Anywhere anytime accessA small POS with real time 24/7 access to your data lets you check in and run your business from wherever you are.
  • ❖ Start small and expand when neededMini works with all other Clover devices and can expand with accessories to build a complete system so your system can grow as your business grows.
Product Specifications Details

Form and function by design

  • ❖ Two screens are faster than one
  • • Keep lines moving with a 14" HD display for you and a 8" touch screen for your guests to confirm their order, leave a tip, redeem rewards, pay, and request a digital receipt.
  • ❖ Beauty and brains all-in-one POS
  • • Attractive and easy-to-use hardware with a printer and included cash drawer and all the right software in one system.

Created for simplicity, speed, and security

  • ❖ Easy to use and ready to go
  • • Station Duo is ready for work right out of the box, and with intuitive software built in, training your staff is minimal.
  • ❖ Accept every type of payment
  • • Let customers pay however they want. Credit or debit. Swipe, dip, or contactless payments like Apple Pay®, Google Pay™, and next generation payments like PayPal/Venmo® QR codes.
  • ❖ We’ve got your back
  • • Protect your business and customer information with end-to-end encryption and integrated chip sensors.
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Manage your business from anywhere

  • ❖ Track, report, repeat
  • • Tracking and reporting is the lifeblood of your business. How was business today? This day last week, or last year? You’ve got the answers.
  • ❖ Help your team to succeed
  • • Run reports to know which employees are your best sellers, manage schedules and timesheets, and set system permission levels to keep track of your biggest assets.
  • ❖ More ways to get paid
  • • Make it easy for customers to pay you away from your counter with options like Virtual Terminal, invoicing, and recurring payments.
  • ❖ Get to know your customers
  • • Grow your business with a customers list built automatically from credit card sales.
  • ❖ Reward customer loyalty
  • • Your best customers deserve special attention—build rewards programs to keep them coming back.
  • ❖ Promotions with purpose
  • • Offer promos to your customers of what’s new or timely, like a fresh spring salad or a fall sweater.
Product Specifications Details

The right tools for the job

  • ❖ Room for you to work The 14" high-definition touch screen makes your work fast and easy, from inventory and employee management to payments and reporting.
  • ❖ Ready out of the box Comes with a cash drawer and receipt printer — all you need to get to work.
  • ❖ Keep your team in the loop Sync communication between your staff and back of house to enhance the way your business runs.
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One station to run your shop

  • ❖ Able to grow with you Station Solo works seamlessly with every other Clover device, letting you build a system that scales as your business grows.
  • ❖ Payments are easy Take swipe or dip payments from all major credit cards.
  • ❖ Speed, power, reliability Station Solo packs plenty of processing power to help you run your business more effectively and efficiently.

Clover helps you grow

  • ❖ Get your money fasterClover Rapid Deposit lets you transfer funds quickly to your bank account.
  • ❖ Turn future sales into cash todayTurn future credit card sales into working capital, with clear and easy payback terms that give you the flexibility to grow your business.
  • ❖ Gift cards are a win-winDrive immediate sales and get new customers with digital and physical gift cards.
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Product Specifications Details

Smooth sailing – at the till and behind the scenes

  • ❖ Customers can pay online when ordering, or on collection after click-and-collect. You can also offer contactless dining via QR codes on tables, encouraging seamless re-ordering.
  • ❖ Offer gift cards to boost sales and build brand loyalty. Create promotions and special offers. Bundle items to increase customers’ average order size.
  • ❖ Use forecasting and table booking to better plan staff timetables and reduce wait times. Send orders directly to kitchen printers to speed up service. Create time-based promotions to attract more customers during slow periods.
  • ❖ Keep a close eye on sales from anywhere, with real-time reporting and insights. Manage multiple locations and compare sales to identify trends and opportunities.
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We’ll help you manage your restaurant, your time and your payments all from one place, with point-of-sale software designed to maximise how you do business.

  • ❖ Customise menus
  • ❖ Split bills
  • ❖ Print to kitchen
  • ❖ Online click-and-collect
  • ❖ Gift cards – paper and digital
  • ❖ Help whenever you need it, with 24/7 phone support

Clover helps you grow

  • ❖ Get your money fasterClover Rapid Deposit lets you transfer funds quickly to your bank account.
  • ❖ Turn future sales into cash todayTurn future credit card sales into working capital, with clear and easy payback terms that give you the flexibility to grow your business.
  • ❖ Gift cards are a win-winDrive immediate sales and get new customers with digital and physical gift cards.
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Product Specifications Details

Self ordering, optimized

  • ❖ Boost efficiency Free up your staff to focus on value-added tasks rather than taking orders.
  • ❖ Improve customer experience Let customers browse menus at their own pace and customize their orders the way they want.
  • ❖ Grow your average ticket size Increase restaurant revenue by promoting cross-selling and upselling options on the ordering kiosk.
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Product Specifications Details

Make orders make sense

  • ❖ Bridge the gap between your front and back of house so you never get thrown off by order volume swings again.
  • ❖ Consolidate your order channels and put all on-premise orders and off-premise third party orders in one place.
  • ❖ Do away with paper ticket clutter in the kitchen. Place an order on any device in the restaurant, and it will fire straight to the KDS.
  • ❖ Print Runner tickets on any network-connected printer directly from the KDS.
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Keep operations running smoothly

  • ❖ Improve diner experience by speeding up service without losing order accuracy.
  • ❖ Track your team’s performance and adjust as you go with prep time and fulfillment reporting.
  • ❖ Reduce the risk of operational mistakes for on-premise ordering.
  • ❖ Increase orders and revenue.

Built for restaurants –and restaurants only

  • ❖ The Clover KDS is purpose-built for food service and kitchen environments with a temperature resistant body that has the highest heat tolerance (122°F) on the market.
  • ❖ Easy to clean and see with anti-fingerprint and anti-glare treatment.
  • ❖ Bi-directional speakers help alerts be heard even in the noisiest kitchens.
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Right‑sized for your fast‑paced kitchen

The Clover Kitchen Display System has plenty of room to manage all your orders, whether you choose the 14" or 24" model.

KDS Software Features

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Multi-Level Fulfillment

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Expo Mode

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Item Level Routing

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Prep Time Reporting

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Color-Coded Order Status

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Runner Ticket Printing